If you are thinking of filing bankruptcy in California, then there are a few things you need to keep in mind. The procedure is not that difficult, however you need to be very careful and to ensure that you take the appropriate steps. If you search this online, you will find a number of helpful articles that written on this subject that will show you the right way to proceed.
First of all you should look into gathering the documents that are needed before you file your case. This should not be difficult, however sometimes is time-consuming, so allow enough time. Once you have everything you need, perhaps you may want to look into hiring an attorney that will represent you in court, since this move can save you from a lot of time and stress.
It is necessary that you take a credit counseling class either by phone or online. If you look on the Internet you will find that there are many places where you can take this class, so choose how you want to do it. This will not take more than an hour and a half.
Your third step should be filling out your petition and then your schedules. Once you have done this, then try to figure out which court you need to file them with. Usually it is in the area that you have been based the last 180 days. If you have an attorney, you will give your documents to him and he will file them with the court.
Make sure you mail the trustee that is handling your case your tax returns. You should have your two last years of tax returns available for him and get these documents out to him as soon as possible. If your attorney is taking care of this, then you have nothing you need to worry about.
Another thing you should do is attend a 341 hearing where your trustee will pose questions regarding your documents. This is done after everything has been filed and it does not last very long. Your attorney will go for you and answer these questions if you have one.
Also filing for bankruptcy in California will require that after everything you complete a debtor education class. Have a quick online for where these classes are available. They are not hard and you should be done with them in no time.
First of all you should look into gathering the documents that are needed before you file your case. This should not be difficult, however sometimes is time-consuming, so allow enough time. Once you have everything you need, perhaps you may want to look into hiring an attorney that will represent you in court, since this move can save you from a lot of time and stress.
It is necessary that you take a credit counseling class either by phone or online. If you look on the Internet you will find that there are many places where you can take this class, so choose how you want to do it. This will not take more than an hour and a half.
Your third step should be filling out your petition and then your schedules. Once you have done this, then try to figure out which court you need to file them with. Usually it is in the area that you have been based the last 180 days. If you have an attorney, you will give your documents to him and he will file them with the court.
Make sure you mail the trustee that is handling your case your tax returns. You should have your two last years of tax returns available for him and get these documents out to him as soon as possible. If your attorney is taking care of this, then you have nothing you need to worry about.
Another thing you should do is attend a 341 hearing where your trustee will pose questions regarding your documents. This is done after everything has been filed and it does not last very long. Your attorney will go for you and answer these questions if you have one.
Also filing for bankruptcy in California will require that after everything you complete a debtor education class. Have a quick online for where these classes are available. They are not hard and you should be done with them in no time.
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