Friday, June 24, 2011

Home Purchasing Tips

By Meagan Young


When purchasing a house there are some things you might want to consider before you settle on a specific home! What are those things?

Past Owners Finding out information about the previous owners of the home you're considering before you move into it is a big thing to do. A home where someone kept a hundred dogs inside, or grew marijuana in the closet isn't the best home to live in, although these little things aren't listed on housing sites. A home might look alright online or on a piece of paper, but checking out previous proprietors is a great way to understanding the type of home you're moving into.

Mortgage Loans Make sure that before you get looking at homes, you'll want to make sure that you can afford the home you are wanting to get. One thing when mortgage loaners will look at when you are buying a home is your credit. Credit means everything to them. What makes up your credit score? Well, they look at how much debt you're in. They look at your past creditors and how frequent you were able to pay back a loan. All these things will go into a credit score. Now, many people look at something called a "credit score" and not quite understand what it means. A credit score anywhere below 600 is considered below average. The average credit score in the United States is around 678. If you're around 700 you're considered right on track and anything above 800 is awesome. Always pay attention to all your payments! Make sure you pay on time, and then you'll be all set!

Real Estate Agent When looking for a home, finding a good real estate agent is the key to sucess to finding your perfect home. They know the current market and what types of things you'll need to find. What's things to look for in a real estate agent?

-Reliability -Experience -Trustworthiness -Honesty -Will make time for you -Helpful

All these traits are essential in good real estate agents. The yellow pages and online are great places to start looking. Also, ask around! Chances are there are plenty of your neighbors who have bought homes from an agent.

Neighborhoods When looking at homes, you'll want to research and visit the possible neighborhoods. Take a trip to the place and make note of the type of environment the areas are. Ask people in the area where is prime to live! Make a trip to the supermarket and ask a sales associate what the neighborhood is like.

Education Are you planning on having children or do you currently? Have you checked out the school district in the area you're considering moving to? Knowing what types of environments will you be putting your children is also another huge factor in moving. Where they grow up is a key of who they will be, and so education is the best way to start them off right. While your looking at houses in the neighborhood, ask around as well as visit some schools. Meet with teachers or principals, get a tour--all these things you can do to help pick the best school for your child.

Informational City Housing Cites Informational Housing Sites are a great way to begin your home search because they inform you about the area, schools, types of homes available, etc. They also can provide you with information about a highly recommended agent in the area.

Try them out! Here is a list of a few. They will help you understand the benefits of moving to a certain area, and what you're getting yourself into. http://californiahomesforsale.com/ http://lamesacaliforniahomes.com/ http://coronadocaliforniarealestate.com http://longbeachcahomes.com http://visaliacaliforniahomes.com/ http://redlandscaliforniahomes.com/ http://everettwashingtonhomes.com/ http://charlottesvillevarealestate.com/ http://massachusettshomesforsale.com/ Aliso Viejo California Real Estate Real Estate Las Vegas NV

All of the above are important cities, advertised and showing you up to date information about the housing market! They also provide search information to find homes in the area. Good luck finding homes! A Home is a large investment, and with the right tools, you'll be set to finding the best deal for you!




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